| 我国寿险公司DEA效率分析 |
| |
| 引用本文： | 余明江,曾小飞,戴波. 我国寿险公司DEA效率分析[J]. 商业经济(哈尔滨), 2011, 0(3): 13-15 |
| |
| 作者姓名： | 余明江 曾小飞 戴波 |
| |
| 作者单位： | 安徽工业大学经济学院; |
| |
| 摘 要： | 借助数据包络分析法,先通过LINDO软件对近年我国寿险公司的超效率、技术效率、纯技术效率和规模效率进行测算,然后利用计量方法分析影响保险公司经营效率的基本因素,最后通过SAS软件进行回归分析,得出影响效率的因素主要有赔付率、人力资本、人均保费收入、个险占比和公司经营时间等。在国外保险公司纷纷加入我国保险市场,竞争不断加剧的情况下,国内保险公司应提高保险公司承保质量,正确处理规模与效率的关系;适当提高赔付率,大力提高保险服务质量;优化保险业务结构,加快产品开发;提高保险公司的投资管理能力,提高投资收益率,从而为保险公司的发展、竞争提供支撑。
|
| 关 键 词： | 寿险公司 效率 保险市场 DEA模型 |
An Analysis of DEA Efficiency on China's Life Insurance Company |
| |
| YU Mingjiang,ZENG Xiaofei,DAI Bo. An Analysis of DEA Efficiency on China's Life Insurance Company[J]. Business Economy, 2011, 0(3): 13-15 |
| |
| Authors: | YU Mingjiang ZENG Xiaofei DAI Bo |
| |
| Affiliation: | YU Mingjiang,ZENG Xiaofei,DAI Bo |
| |
| Abstract: | According date envelopment analysis(DEA),this paper first calculates the super efficiency,technical efficiency,pure technical efficiency,and scale efficiency of life insurance company in China by means of LINDO software,next analyzes basic factors influencing business efficiency of insurance company by quantitative methods,takes a regression analysis by SAS software,and concludes that the main factors affecting efficiency are loss ratio,human capital,premium revenue per capita,insurance accounting,and opera... |
| |
| Keywords: | life insurance company efficiency insurance market DEA model |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
|
