对合理引导农村民间金融资本的思考

农村民间金融现象的形成是中国农村金融制度安排上的固有缺陷造成的。回首农村经济的发展历程,民间金融发挥了积极的作用,但是在看到其具有的相对优势和合理性的同时,隐藏的金融风险也不容忽视。并且随着经济的快速增长,这种风险正逐渐向显性化的趋势发展。因此该如何合理引导民间金融资本的流向是一个我们必须考量的问题。本文就目前农村金融的现状,通过对原因的剖析,来找到合理引导农村民间金融资本的有效途径。

Thinking of reasonable guiding countryside civil financial capital-on "science and technology strengthen farmer project" policy

The formation of the rural folk financial phenomenon is caused by inherent defects in the Chinese rural financial institutional arrangements.Looking back on the course of development of rural economy,Private finance has played a positive role,But it has a comparative advantage and rational at the same time,the hidden financial risks can not be ignored.With the rapid economic growth,the risk to the externalization trend.So how to guide the flow of the private financial capital must be considered.Full text analysis on the current situation of the rural folk financial,so find a reasonable channel to guide the capital of folk finance.