我国农村信用社改革中量化信贷管理的分析

我国农村信用社要实现成功改革和支持新农村建设的双目标,关键要进行提升农村信用社的资产质量和盈利水平。在我国农村信用社改革的紧要关头,如何提升农村信用社的信贷资产的盈利水平,成为一项兼具有现实意义和理论意义的研究。对此,我们从信贷管理的理念创新角度出发,提出了我国农村信用社的要提高信贷资产质量的根本出路在于进行量化信贷管理理念的创新,并在此基础上提出了具体的操作方法和实践指导意见。

ANALYSIS FOR THE QUANTIFICATION CREDIT MANAGEMENT OF RURUL CREDIT COOPERATION REFORMS IN OUR COUNTRY

Our country rural credit cooperation must realize the double goal of successfully reforms and supports the new rural reconstruction, the key must carry on promotes the countryside credit association the property quality and the profit leveL Critical moment reforms which in our country countryside credit association, how promotes the credit property profit level, becomes an item concurrently to have the practical significance and the theory significance research. Regarding this, we embarked from the angle of credit management idea innovation, proposed our country countryside credit association had to improve the credit property quality the basic outlet to lie in carries on the quantification credit management idea the innovation, and proposed the concrete operating procedure and the practice instruction opinion in this foundation.