Consumers' credit cards and international students |
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| Authors: | CAROLE J. MAKELA TAPIN PUNJAVAT GERALDINE I. OLSON |
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| Affiliation: | 1. Department of Design, Merchandising, and Consumer Sciences, Colorado State University, Fort Collins, U.S.A.;2. Human Development and Family Studies, Oregon State University, Corvallis, U.S.A. |
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| Abstract: | This paper focuses on graduate international students' knowledge, attitudes, experiences, practices, and satisfaction relating to credit cards. Respondents (n = 261) were graduate international students (n = 623) attending a western US land-grant university. Findings show students' credit card knowledge was low, attitudes were favourable, and pre-US experiences limited. A majority of respondents had obtained cards, followed commonly recommended practices, and were satisfied with their credit card use. |
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