国际小额信贷机构评级研究及启示

国际小额信贷机构评级始于1996年,距今已有十余年的发展历史,并广泛应用于投资评价、监管等方面。近年,国际小额信贷机构评级发展加快,有20余个评级机构活跃在市场上,2010年共发布396份评级报告。但是,小额信贷机构评级发展时间短,市场需求不足、评级方法不成熟等因素将成为行业未来发展的最大挑战。

Research and Enlightenment on International Microfinance Institutions Rating

International microfinance institutions rating began in 1996, and it has more than 10 years of development history, which has been widely used in the investment appraisal, supervision and so on. International microfinance institutions rating speed up development recently, there are more than 20 rating agencies in the market, and 396 ratings had been released in 2010. Because of the short time of microfinance institutions rating development, insufficient market demand, immature rating method and other factors become the biggest challenge in the industry development.