| 医疗保险支付方式的经济分析 |
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| 引用本文： | 毛瑛,陈钢. 医疗保险支付方式的经济分析[J]. 当代经济科学, 2008, 30(4) |
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| 作者姓名： | 毛瑛 陈钢 |
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| 作者单位： | 西安交通大学,公共政策与管理学院,陕西,西安,710049;西安交通大学,公共政策与管理学院,陕西,西安,710049 |
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| 基金项目： | 国家自然科学基金，陕西省杜发攻关计划，教育部985二期项目，人口与经济社会可持续发展政策与管理创新研究基地资助项目 |
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| 摘 要： | 本文在对医疗保险市场道德风险分析的基础上,运用经济学原理对医疗保险市场支付方式的作用机制进行了深入研究.结果表明,医疗保险支付方式不仅是一种医疗消耗的补偿手段,而且还是有效控制医疗费用,保障患者健康,正确引导供需双方行为,抑制道德风险的关键.因此,为了抑制供需双方的道德风险,控制医疗费用的不合理增长,医疗保险支付方式成为保险机构的首选工具.
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| 关 键 词： | 医疗保险 医疗费用 道德风险 支付方式 |
Economic Analysis of the Payment Mechanism of Medical Insurance |
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| MAO Ying,CHEN Gang. Economic Analysis of the Payment Mechanism of Medical Insurance[J]. Modern Economic Science, 2008, 30(4) |
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| Authors: | MAO Ying CHEN Gang |
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| Affiliation: | MAO Ying,CHEN Gang(The School of Public Policy , Administration,Xi'an Jiaotong University,Xi'an 710049,China) |
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| Abstract: | This paper focuses on payment means in medical insurance market based on moral hazard analysis. The results indicate that the payment mechanism of medical insurance is not only a means of compensation for medical treatment,but also the key to effectively control medical cost,to guarantee patients' health,and to incur proper behaviors for both patients and hospitals and to prevent moral hazard. Thus the payment means of medical insurance become the most important tool for the insurers to prevent moral hazard... |
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| Keywords: | Medical insurance Medical cost Moral hazard Payment means |
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