消费信贷对江苏省经济增长的影响研究——基于期限结构视角

从期限结构视角对江苏省2010—2020年短期消费信贷与中长期消费信贷的发展特点进行分析.采用江苏省2015—2020年不同期限消费信贷余额和GDP的时间序列数据,建立VAR模型.研究结果表明,短期消费信贷与中长期消费信贷均是江苏省经济增长的原因,且中长期消费信贷对经济增长的推动作用大于短期消费信贷对经济增长的推动作用.

Research on the Impact of Consumer Credit on Economic Growth in Jiangsu Province: From the perspective of term structure

From the perspective of term structure,the development characteristics of short-term consumer credit and medium and long-term consumer credit in Jiangsu Province from 2010 to 2020 is analyed . In terms of empirical analysis, the VAR model is established by using the time series data of consumer credit balance and GDP of Jiangsu Province from 2015 to 2020. The research results show that both short-term consumer credit and medium and long-term consumer credit are the reasons for the economic growth of Jiangsu Province, and the role of medium and long-term consumer credit in promoting economic growth is greater than that of short-term consumer credit.