中国银行业经营绩效:基于主成分分析法的研究

本文运用主成分和因子分析等统计方法,建立综合得分模型,比较了银行业在2003～2008年经营绩效变动情况。通过分析得出以下基本结论:从2008年开始向全球蔓延的金融危机已经对中国银行业造成一定的冲击,并可能进一步恶化,因此我们需要高度关注银行资产质量变化,防止不良资产率的进一步上升。

Analysis of China's Banking Sector Performance Based on Principal Component

In this paper,principal component and factor analysis are used to establish a scoring model of comparing the changes in operating performance of banking sector from 2003 to 2008.The following basic conclusions drawn by analyzing:from the global financial crisis in 2008 has spread on a certain impact on China's banking sector,and may deteriorate further.So we need to pay great attention to changes in asset quality of banks of preventing the further rise in non - performing assets ratio.