人寿保险基层公司加强风险防范研究

人寿保险公司的架构一般由总公司、省级公司、市二级分公司及县支基层公司组成，总公司对其基层公司的管理在时间、空间上的跨度都很大，如果制度不健全、管控不到位，那么业务发展越大，基层公司对风险防范管控的压力就越大，依法合规经营将面临更严峻的挑战。

A Study of the Improvement of Risk Prevention in Grass-roots Life Insurance Companies

The structure of life insurance company generally is consisted of parent company, province-level companies, city-secondary-level companies and county-branch grass-roots companies. In this case, the management of parent company has large span in time and space. Therefore, if the system is not well-design and the control is ineffective, those grass-roots companies will bear much more pressure from the management and control of risk prevention and their legal operation will face fierce challenges, as their business enlarge.