金融危机对我国银行理财产品影响及应对之策初探

由华尔街次贷危机引发的全球金融危机正在由虚拟经济向实体经济蔓延．由发达国家向发展中国家蔓延，中国也将不可避免的受到影响和波及，银行业理财产品市场也遭受了极大的考验。文章在对金融危机对我国银行理财产品影响分析的基础上，提出了应对之策。

Influence and Countermeasure of Financial Crisis on China＇s Banking Financial Product

The global financial crisis triggered by subprime lending crisis in the Wall Street is spreading from the virtual economy to the entity economy, and spreading from the developed country to the developing country. China will also receive affects inevitable, and banking financial products market will also suffered a great test. In such a special moment, the article puts forward the proposals based on the analysis of the impact of the financial crisis on China＇s banking financial products.