| 制度视角下保险市场秩序问题研究 |
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| 引用本文： | 慕福明,侯广庆,张万艳.制度视角下保险市场秩序问题研究[J].保险研究,2011(1):32-38. |
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| 作者姓名： | 慕福明 侯广庆 张万艳 |
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| 作者单位： | 中国保险监督管理委员会山西监管局,山西,太原,030002;中国保险监督管理委员会山西监管局,山西,太原,030002;中国保险监督管理委员会山西监管局,山西,太原,030002 |
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| 摘 要： | 本文从经济体制转轨背景下的主体行为冲突、"粗放"运作机制中的发展质与量冲突和制度体系中正式规则、非正式约束及其实施三方面对保险市场问题产生原因、机理进行了分析.以此为背景,讨论了制度冲突条件下影响监管效能的相关因素.针对问题成因和机理,提出规范市场的思路:一方面,逐步将法律法规、监管政策嵌入市场运行规则、公司内部制度,...
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| 关 键 词： | 保险市场 市场秩序问题 制度探析与政策建议 |
An analysis on market-order related issues from the policy perspective |
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| Mu Fu-ming,Hou Guang-qing,Zhang Wan-yan.An analysis on market-order related issues from the policy perspective[J].Insurance Studies,2011(1):32-38. |
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| Authors: | Mu Fu-ming Hou Guang-qing Zhang Wan-yan |
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| Institution: | Mu Fu-ming,Hou Guang-qing,Zhang Wan-yan |
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| Abstract: | The paper analyzed the causes and mechanisms of some insurance market issues from the perspectives of agent behavior conflicts,the quantity and quality conflicts in extensive operation,and the constraints and implementation of formal and non-formal rules.It also discussed on the factors affecting regulatory efficiency in the situation of policy conflicts.In view of the causes and mechanism of the problems,it put forward suggestions on how to regularize the market operation.Firstly,it suggested to gradually ... |
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| Keywords: | the insurance market the issue on market order policy analysis and suggestions |
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