保险公司风险处置效益研究及模拟测算

建立市场化、专业化的保险公司风险处置机制是保险业转变发展方式,实现可持续发展的必由之路和紧要任务。其中,处置措施的衡量与相机抉择是处置的核心问题,成为监管机构和学界关注的焦点。本文首先探讨了保险公司风险处置的内涵,然后在梳理国内外风险处置成本研究文献的基础上,创造性地提出了处置效益的概念,并虚拟了一产险公司进行模拟测算。

The benefits of risk disposal for insurance companies and simulated projection

Establishing a market-oriented and specialized risk disposal mechanism is an inevitable path and an urgent task for the insurance industry to transform its model of development and achieve sustainable growth.In doing so,the measurement and contingent selection of the disposal method is a core component and has become the focus of attention of the regulatory bodies and academic society.The article put forward the concept and classification of the risk disposal for insurance companies,and then,after carding t...