完善企业年金监管的几点思考

由美国次贷危机引发的全球金融风波至今已近四年,其造成的损失和影响自20世纪30年代以来前所未有.美国、英国和欧盟为防止危机对经济的进一步拖累,纷纷提出自己的金融监管改革计划,以应对危机.文章首先介绍了美国和欧盟金融监管改革的发展历程,然后总结了美欧金融监管改革对我国加强金融监管的启示,最后结合国际金融监管改革的新动向,并从市场化、风险控制和构建合作机制等三方面提出了改善我国企业年金监管的政策建议.

New Thinking About Consummating the Regulation of Occupational Pensions

It has almost been more than four years since the outbreak of subprime mortgage crisis in the United States,and the losses and impact of the crisis have never previously been seen since the 1930s.As we know,the United States,U.K.and European Union have come up with diversified financial regulatory reform blueprints in succession to prevent being further involved in this crisis.This paper first introduces the phylogeny of American and European financial regulatory reform.Secondly,it summarizes the enlightenment which US-Europe financial reform brings to our country for strengthening our own financial regulation.Lastly,on the basis of the new tendency of international financial regulatory reform,it comes up with some new policy advices to improve the occupational pension regulation in our country.