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推进农业银行农户小额信贷发展的策略研究
引用本文:吴亚楠. 推进农业银行农户小额信贷发展的策略研究[J]. 边疆经济与文化, 2014, 0(7): 17-18
作者姓名:吴亚楠
作者单位:黑龙江科技大学经济管理学院,哈尔滨,150030
基金项目:教育部人文社会科学研究规划基金项目(12YJAZH157)
摘    要:农业银行发展农户小额信贷,是发展现代农业,建设社会主义新农村,完成小康社会建设中必须解决的重大课题。推进农业银行农户小额信贷发展,需要准确定位小额信贷业务、完善小额信贷制度;建立良好的信用环境,增强农户合作意识;组建信贷员队伍、完善激励机制;放开利率管制,发挥市场作用;完善风险评估体系,构建风险管理体系等策略。

关 键 词:农业银行  小额信贷  农户

The Strategy Researh of Improve Agricultural Bank Peasant Household Small Credit Develepment
WU YA-nan. The Strategy Researh of Improve Agricultural Bank Peasant Household Small Credit Develepment[J]. The Border Economy and Culture, 2014, 0(7): 17-18
Authors:WU YA-nan
Affiliation:WU YA-nan (Heilongjiang University of Science and Technology, Economic Management Academy, Harbin 150030, China)
Abstract:The Agricultural Bank develops small credit of peasant household , is to develop modem agriculture , builds new rural area of socialism, accomplishes key subjects well-to-do society construction must solve as being hit by. The small credit pushing forward the Agricultural Bank peasant household develops , needs accurate localized small credit business, small perfect credit system; Build the fine credit environment, strengthen peasant household cooperation mental consciousness; Form the credit member team, perfect incentive mechanism; Lift the control over interest rate controlling, bring market forces into play; Tactics such as perfecting risk estimate that system, structuring risk administrative system.
Keywords:The Agricultural Bank  Small credit  Peasant household
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