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商业银行盈利模式与不良资产的相关性分析
引用本文:徐焱,许瑛.商业银行盈利模式与不良资产的相关性分析[J].上海市经济管理干部学院学报,2005,3(5):28-32.
作者姓名:徐焱  许瑛
作者单位:中信银行,上海,200002;上海市闵行区统计局,上海,201100
摘    要:本文主要从银行存贷款业务、中间业务的角度分析银行业务种类对银行利润的贡献度以及对不庆贷款的影响.在分析结论的基础上对银行发展中间业务提出具体的建议.

关 键 词:存贷比  不良资产比率  中间业务
文章编号:1672-3988(2005)05-0028-05
收稿时间:2005-05-16
修稿时间:2005年5月16日

An analysis of interrelation of commercial bank profit model and non-performing assets
Xu Yan,Xu Ying.An analysis of interrelation of commercial bank profit model and non-performing assets[J].Journal of Shanghai Economic Management College,2005,3(5):28-32.
Authors:Xu Yan  Xu Ying
Abstract:In this paper,we analyze the service of the bank provide,bank loans, deposits business and intermediate business,which impact the profit and non-performing assets.So we made concrete suggestion to the development intermediate business of the bank and to reduce the proportion of the non-performing assets on the basis of the conclusion.
Keywords:proportion of loan and deposit  proportion of non-performing assets  intermediate business
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