| 互联网金融对传统金融业的冲击与应对策略 |
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| 引用本文： | 张军.互联网金融对传统金融业的冲击与应对策略[J].西部金融,2014(10):33-35. |
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| 作者姓名： | 张军 |
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| 作者单位： | 恒丰银行,上海,200135 |
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| 摘 要： | 互联网金融是电子支付与金融业相结合的一种新生服务模式创新，改变了传统的消费习惯和支付方式，对金融创新乃至经济运行都产生了十分深远的影响。本文对互联网金融的内涵进行界定，分析互联网金融对传统金融业务的冲击和影响，提出了促进我国互联网金融发展的建议。
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| 关 键 词： | 互联网金融 金融风险 |
The Impact of Internet Finance on the Traditional Finance and Responding Strategies |
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| ZHANG Jun.The Impact of Internet Finance on the Traditional Finance and Responding Strategies[J].West China Finance,2014(10):33-35. |
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| Authors: | ZHANG Jun |
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| Institution: | ZHANG Jun (Evergrowing Bank, Shanghai 200135) |
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| Abstract: | The internet finance is a new service mode innovation combining electronic payment with finance, and it changes the traditional consumption habits and ways of payment, which produces a very profound influence on the financial innovation and eco- nomic operation. The paper defines the connotation of internet finance, analyzes the impact of internet finance on the traditional finan- cial business, and proposes the suggestions on promoting the development of China＇ s internet finance. |
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| Keywords: | internet finance financial risk |
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