| 保险业区域发展差异的演变及解释——基于shapley值的分解方法 |
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| 引用本文： | 吴洪,赵桂芹.保险业区域发展差异的演变及解释——基于shapley值的分解方法[J].保险研究,2011(10):14-21. |
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| 作者姓名： | 吴洪 赵桂芹 |
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| 作者单位： | 深圳大学,广东深圳,518060;上海财经大学,上海,200433 |
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| 摘 要： | 本文试图解释1998～2008年中国保险业发展的省际差异。研究发现，在1998～2008年的11年间，保险发展区域差距整体呈现逐步阶梯式收敛的过程。基于回归方程的不平等分解结果表明，区域禀赋，也即地区固有因素，是最主要的区域差异影响因素；其次是经济发展水平、教育发展水平、市场竞争程度、市场化程度。其中，市场化程度是诸因...
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| 关 键 词： | 保险 区域差异 不平等分解 shapley值方法 |
Study on the Diversity of Regional Insurance Development in China:Based on Decomposition Method of Shapley Value |
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| Wu Hong,Zhao Guiqin.Study on the Diversity of Regional Insurance Development in China:Based on Decomposition Method of Shapley Value[J].Insurance Studies,2011(10):14-21. |
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| Authors: | Wu Hong Zhao Guiqin |
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| Institution: | Wu Hong,Zhao Guiqin |
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| Abstract: | The paper tried to explain the regional diversity of insurance development during 1998 to 2008.Using method of inequality measurement and decomposition based on regression analysis,we found a steady step by step convergence of regional diversity of insurance development among Chinese provinces.Regional endowment,namely the inherent properties of a region,was the most important affecting factor.In addition to that,economic development,education,competition,and marketization were also main reasons for the diversity,among which the marketization level was the factor continuously reducing regional diversity of insurance development. |
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| Keywords: | insurance regional diversity decomposition of inequality Shapley Value approach |
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