利用现金流量图计算货币时间价值

货币的时间价值,往往是人们投资与理财筹谋的重要因素和决策依据。然而传统的计算公式却比较繁杂、不便,稍不注意,即可引发错误,从面导致出错误判断,留下遗憾或悔恨。为了克服计算方法上的缺点,文章利用"图数结合",即利用现金流量图来计算货币的时间价值,比较明晰、方便,现将此法介绍给大家,以供参考。

Using the Cash Discharge Diagram to Explain the Currency Time Value

Currency time value is the key factor and policy-making basis of plan for investments and financial transactions. However, the traditional calculation formula is very complicated and inconvenient. One would easily make mistake without more attention, which could cause the wrong judgment with regret forever. In order to overcome shortcoming in calculating method, I use the way of ＂complication diagram with number＂, which means using the cash discharge diagram to explain the currency time value, more clearly and conveniently. I would like to introduce it to everyone, for reference only.