| 住房抵押贷款证券化的法律风险研究 |
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| 引用本文： | 陈勇,王晔.住房抵押贷款证券化的法律风险研究[J].海南金融,2006(10):29-32. |
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| 作者姓名： | 陈勇 王晔 |
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| 作者单位： | 1. 湖南大学,金融学院,湖南,长沙,410079
2. 湖南骄阳律师事务所,湖南,长沙,410000 |
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| 摘 要： | 住房抵押贷款证券化是一项结构复杂的金融创新,涉及诸多法律问题。本文结合我国住房抵押贷款证券化的金融生态环境,探讨了投资者面临的假按揭风险、抵押物处置风险和房贷险等法律问题,提出了完善相关法律金融制度的建议。
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| 关 键 词： | 住房抵押贷款 法律风险 |
| 文章编号： | 1003-9031(2006)10-0029-04 |
| 收稿时间： | 07 11 2006 12:00AM |
| 修稿时间： | 2006年7月11日 |
Study the Law Risk of Housing Mortgage Securitization |
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| CHEN Yong,WANG Ye.Study the Law Risk of Housing Mortgage Securitization[J].Hainan Finance,2006(10):29-32. |
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| Authors: | CHEN Yong WANG Ye |
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| Institution: | 1.College of Finance, Hunan University, Changsha 410079,China; 2. Jiaoyang Law firm, Changsha 410000,China |
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| Abstract: | The current framework of mortgage securitization process gives rise to the legal risks associated with fraud mortgage origination,disposal of collaterals,and inconsistent legislations of mortgage insurance.The laws and rules that govern the mortgage-backed security market should be enhanced to protect investors,hence,lead to a sound capital market. |
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| Keywords: | MBS |
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