关于我国商业银行开展私人银行业务现状的思考

随着国民经济的发展和财富集中度的增强,国内对于个人理财及更加高端的私人银行业务呼声也愈来愈高。自2007私人银行业务在国内开展以来,我国商业银行经历了两年多的机会窗口期,即将面对来自外资金融机构和国内其他金融机构更加猛烈的冲击。2008年以来,金融危机波及全球,在新的机遇与挑战面前,究竟如何把握现有优势并不断开拓市场,将是国内商业银行将要关注的重点。

Thinking about the Current Situation of Developing Private Banking Business by Our Commercial Banks

With the development of the national economy and the advancement of the concentration of wealth,there comes a sharply increasing demand for the services of personal financing management and high level private banking. Ever since the start of private banking in 2007, the commercial banks at home experienced two years of precious opportunities, then they are facing fiercer competitions from foreign financial institutions and other types of financial institutions in China. Under this circumstances, how to capture the current advantage and to develop new markets are of crucial importance