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1978年后我国信贷市场的二元路径
引用本文:刘伦,唐若蓝.1978年后我国信贷市场的二元路径[J].山东工商学院学报,2009,23(4):72-80.
作者姓名:刘伦  唐若蓝
作者单位:1. 中国工商银行银通投资咨询公司,北京,100044
2. 长江英才教育科技有限公司,北京,100083
摘    要:从信贷集权与分权角度探讨了信贷市场变迁动力,提出了金融能量守恒的定律,通过计量模型证明了二元信贷与二元经济高度相关。指出,应大力发展绿色信贷市场,开创金融机构的"蓝海战略",创新多种信贷产品,强化信贷有效竞争。

关 键 词:二元信贷结构  信贷密度  信贷深度  信贷弹性

Dual Path of Credit Market in China after 1978
LIU Lun,TANG Ruo-lan.Dual Path of Credit Market in China after 1978[J].Journal of Shandong Institute of Business and Technology,2009,23(4):72-80.
Authors:LIU Lun  TANG Ruo-lan
Institution:1.Yintong Investment Consulting Company;Industrial and Commercial Bank of China;Beijing 100044;China;2.Yangtze River Elite Education Sci-tech;Co.LTD.;Beijing 100083;China
Abstract:From the perspective of credit centralized and decentralized power,the paper discussed the driving force of the changes in the credit market,it brings forward financial energy conservation law,using econometric model,tests highly relativity of the dual credit and the dual economy through the measurement model.The author suggests developing green credit market,creating a "Blue Ocean Strategy" of financial institutions,innovating a wide range of credit products and strengthening effective competition in the c...
Keywords:dual credit structure  credit density  credit depth  credit flexibility
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