| 商业保险公司创新农村小额保险模式研究 |
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| 引用本文： | 陈立,李林,冯源. 商业保险公司创新农村小额保险模式研究[J]. 中国渔业经济, 2011, 29(6): 79-82 |
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| 作者姓名： | 陈立 李林 冯源 |
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| 作者单位： | 1. 中国海洋大学
2. 山东经济学院 |
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| 摘 要： | 我国是一个农业大国，收入人群主要在农村，实行农村小额保险制度对我国经济发展具有现实意义。从2008年开始，保监会筹划在农村实行农村小额保险试点，同时各家试点保险公司也以极大的热情投入此项工作中来。本文从商业保险公司的经营和农民的切身利益出发，对目前保险公司开展农村小额保险的模式提出了新的建议，并对农村小额保险未来的发展方向进行了有益的探索，希望能对农村小额保险的发展和未来政策的制定提供参考。
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| 关 键 词： | 萄业保险 农村小额保险 保险公司 经营模式 |
Research on Commercial Company's Innovative Rural Micro-insurance Model |
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| CHEN Li , LI Lin , FENG Yuan. Research on Commercial Company's Innovative Rural Micro-insurance Model[J]. Chinese Fisheries Economics, 2011, 29(6): 79-82 |
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| Authors: | CHEN Li LI Lin FENG Yuan |
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| Affiliation: | 1.Department of Agricultural Economics and Management, Ocean University of China, Shandong Qingdao 266100,China; 2.Social Security Institute, Shandong Economic University, Shandong Jinan 250014, China) |
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| Abstract: | China is a large agricultural country, whose low-income people are mainly in rural areas, so implementing rural micro-insurance system makes practical significance to china＇s economic development. Starting from 2008, CICR was planning to do rural micro-insurance pilot projects in the rural areas. While, pilot insurance companies join the project with great enthusiasm. Considering from the commercial insurance companies and the vital interests of farmers, this paper raises new proposals on current rural micro-insurance pattern carried by insurance companies. Besides, we have done significant explorations on the future development of rural micro-insurance. We hope our research would provide reference for the development of rural micro-insurance and future policies. |
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| Keywords: | commercial insurance rural micro-insurance insurance company business model |
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