高利贷的危害与政策回应

金融危机导致国内大批中小企业资金链断裂,不少企业为了维持生存,解决一时资金周转困难,而不得不借高利贷以解燃眉之急.但是,高利贷犹如套在中小企业脖子上的"绞刑绳",原本许多经营正常的企业因为借高利贷而被迫关闭破产.因此,在金融危机的背景下,我们必须加强监管,严厉打击高利贷行为,鼓励企业抱团自救,向国家商业银行贷款,以度过困难阶段.

Danger of Usury and Countermeasures

The current financial crisis has led to capital-strand breaks of a large number of small and medium-sized enterprises.In order to survive and solve the temporary cash-flow difficulties,many enterprises have had to borrow usury to meet their urgent needs.However,usury seems to be like a " hanging rope" for these small and medi-um-sized enterprises,which had normal operation in the past,leading many of them to be closed or bankrupted.Therefore,in the background of financial crisis,it is desirable to strengthe...