国际小额信贷评级机构的经验及对我国的启示

本文以国际四大小额信贷评级机构联合发布的《评级指南》为基础,系统介绍了小额信贷机构评级前沿动向,详细阐明了小额信贷机构评级指标、步骤以及主要特点,并给出了推动国内小额信贷机构评级工作的对策建议：设立中国小额信贷评级基金;加快构建全国性评级指标体系指引;完善小额信贷机构评级报告发布程序;出台政策支持评级结果运用。

Experience of International Microfinance Rating Agencies and Its Implication for China

As the foundation of the Rating Guide jointly issued by the four leading international mierofinance rating agencies, this paper systematically introduces the frontiers of microfinanee institutional rating, and provides detailed information on microfinance institutional rating methodologies, processes and main characteristics, and gives suggestions to promote MFI＇ s rating work： set up the rating fund of China; accelerate the building of a evaluation index system of national guidance ; improve the release procedures of rating reports ; introduce policies to support the rating results using.