伊斯兰银行的内部风险管理

风险是银行经营管理的核心。伊斯兰银行在业务种类及业务流程上与商业银行存在显著区别,在构建风险管理体系时,也应有别于商业银行。由于各国伊斯兰银行的管理标准及风险数据不统一,再加之风险模型构建复杂,伊斯兰银行风险管理框架还很不成熟。本文对伊斯兰银行内部风险管理存在的问题进行了分析,并对今后努力方向做了进一步展望。

Internal Risk Management of Islamic Bank

Risk is the core of the bank management. Because of the difference in business type and process between Islamic bank and commercial bank, the risk management system of Islamic bank is also different from that of commercial bank. As the management standards and risk date of Islamic banks are not unified, and the risk model is very complex, risk management framework for Islamic bank is not mature. This paper analyzes the problems about internal risk management of Islamic bank, and gives some advance and prospects on what should to be done farther.