我国金融业运营监管模式研究

分业和混业是金融业运营的两种模式,各有其优缺点,但是受金融业创新等因素的影响,混业经营成为世界金融业的发展趋势.我国金融业采取的是分业经营、分业监管模式,由于其本身的局限性使其面临着众多挑战.为了适应金融业发展趋势的要求,我国宜采取金融控股公司的运营模式,稳妥地推进金融业由分业向混业的转变,同时建立牵头监管体制,保证金融业运营的安全.

Research on Chinese Operation and Supervision Model of Finance in our Country

Dividing the industry and mixing industry is two kinds of modes that the financial industry carries the camp, each have it the merit and shortcoming, but be subjected to the financial industry innovation etc. the influence of the factor, mix already the camp becomes the development trend of the financial industry of world.What the our country financial industry adopt is a cent already camp, cent the industry takes charge of the mode, because it limits sex to make it face numerous challenges.For the sake of the request that the orientation financial industry develops the trend, the our country is proper to adopt the luck camp mode of the financial holding company, pushing forward the financial industry steadily from the industry of the cent to mix the change of the industry, build up leading long the head to take charge of the system at the same time, guarantee that the financial industry carries the safety of the camp.