| 住房置业担保的业务特点及服务创新 |
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| 引用本文： | 邵彬. 住房置业担保的业务特点及服务创新[J]. 中国对外贸易(英文版), 2011, 0(10) |
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| 作者姓名： | 邵彬 |
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| 作者单位： | 秦皇岛市住房保障和房产管理局 |
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| 摘 要： | 住房置业担保是与贷款人签订保证合同,向贷款人提供连带责任的保证担保.住房置业担保作为一项住宅金融制度,不仅提升了个人住房购买能力、保障了个人住房需求,而且还有效地防范和转移了银行住房贷款风险,确保了债权的顺利实现.本文通过分析住房置业担保的内涵与发展特点,针对其服务体系的创新发展策略进行探讨,以期通过本文的阐述对促进消费、防范和化解个人住房贷款提供理论支持,有效促进房地产事业发展.
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| 关 键 词： | 住房置业担保 住房贷款 服务创新 |
The business characteristics which housing home buyers guarantee and service innovation |
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| Bin Shao. The business characteristics which housing home buyers guarantee and service innovation[J]. China's Foreign Trade, 2011, 0(10) |
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| Authors: | Bin Shao |
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| Abstract: | The paper mainly discusses the business characteristics which housing home buyers guarantee and service innovation to promote the effective development of the real estate business |
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