| 中小企业贷款风险分类模式探讨 |
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| 引用本文： | 周武健,禹敏.中小企业贷款风险分类模式探讨[J].中国对外贸易(英文版),2011(14). |
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| 作者姓名： | 周武健 禹敏 |
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| 作者单位： | 1. 中国建设银行湖南总审计室
2. 南华大学电气工程学院 |
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| 摘 要： | 中小企业在国民经济中占有举足轻重的地位并发挥着极其重要的作用.然而,在获得金融支持方面,中小企业却仍处于"弱势群体"的地位.这种"强位弱势"的境况已经成为当前中小企业融资难的真实写照.以商业银行为主的金融机构在中小企业融资问题上要充分发挥作用,商业银行要完善组织架构、强化制度建设,建立起一套有中小企业特色的经营管理体系及运行机制.本文基于此,结合建行实际,以中小企业贷款风险管理为研究对象,针对相关问题展开了讨论,希望能够为相关领域的研究提供指导和帮助.
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| 关 键 词： | 中小企业 贷款风险 风险管理 |
SME loan risk classification model of |
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| Wujian Zhou,Min Yu.SME loan risk classification model of[J].China's Foreign Trade,2011(14). |
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| Authors: | Wujian Zhou Min Yu |
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| Institution: | Wujian Zhou/Min Yu |
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| Abstract: | SMEs play a vital role in the national economy and play an extremely important role.However,access to financial support,SMEs are still in avulnerablestatus.Thisstrong bit weak,the situation has become a true portrayal of SME financing.Commercial bank-based financial institutions in financing small and medium enterprisestofullyplayits role on the commercial banks to improve the organizational structure,institutional strengthening,to establish a set of characteristics of small and medium business management s... |
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| Keywords: | SMEs credit risk risk management |
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