信誉链:中小企业融资的关联策略

通过对信贷配给的微观分析 ,表明中小企业财务信息不健全导致的信贷市场信息不完全 ,是制约中小企业融资能力的直接原因。运用关联策略架构大企业与中小企业信誉链 ,调整其财务信息结构 ,建立“大企业监督式财务制度” ,完善企业治理结构是中小企业摆脱融资不利地位的重要途径

Reputation Chain: Medium - sized and Small Enterprises' Relational Strategy of Ability to Circulate Funds

By slightly analysing the credit ration,we can see that the incomplete credit market information resulting from the imperfect financial information of medium-sized and small enterprises is the direct cause for restricting these enterprises'ability to circulate funds.The important method to free these medium-sized and small enterprises from the difficulty of circulating funds is that these enterprises should adjust their financial information structures,establish"the financial system of big enterprise supervision"and improve enterprises governance,using relational strategy to form the reputation chain between big enterprises and medium-sized and small enterprises.