金融危机对巴塞尔新资本协议和商业银行风险管理的挑战

正在影响着世界的金融危机，在考验商业银行自身的风险管理能力的同时，也挑战了全球银行业赖以为标准的巴塞尔新资本协议。本文旨在从危机爆发的原因出发，封新资本协议关于银行的风险管理方面的规定进行分析，以及在金融全球化的大环境下，中国的银行业应该如何应对危机。

Challenges on impact of financial crisis on the New Basel Capital Accord and commercial banking risk management

The world is affected by the financial crisis, it is test out commercial banks＇ risk management capabilities, at the same time, it is the challenge of the New Basel Capital Accord, which is the standard of the global banking. The purpose of this paper is to analyze the new Capital Accord on bank＇s risk management requirements with the start of the reasons of the crisis, and talk about how does China＇s banking should be deal with the financial crisis under the financial globalization background.