| 发展关系型农户小额信贷的经济学分析 |
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| 引用本文： | 刘恺娣,张华. 发展关系型农户小额信贷的经济学分析[J]. 广西财经学院学报, 2009, 22(1) |
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| 作者姓名： | 刘恺娣 张华 |
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| 作者单位： | 湘潭大学商学院,湖南,湘潭,411105;湘潭大学商学院,湖南,湘潭,411105 |
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| 摘 要： | 引入关系型贷款,可以为解决农户获取小额信贷难问题提供一个新的思路.建议构建基于关系型贷款的农户小额信贷运行机制;以农户为中心设计信贷产品实现跨期平滑;推行小组联保降低农户小额信贷风险;加快利率市场化改革增强贷款利率调节功能.
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| 关 键 词： | 关系型贷款 农户 小额信贷 农村金融 |
Economics Analysis of Developing Relation-based Peasant Household Microfinance |
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| LIU Kai-di,ZHANG Hua. Economics Analysis of Developing Relation-based Peasant Household Microfinance[J]. JOURNAL OF GUANGXI UNIVERSITY OF FINANCE AND ECONOMICS, 2009, 22(1) |
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| Authors: | LIU Kai-di ZHANG Hua |
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| Affiliation: | School of Business;Xiangtan University;Xiangtan 411105;China |
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| Abstract: | The introduction of relationship lending can provide a new way of thinking for solving the financing problem of peasant household.To develop the relationship lending microfinance,the following measures were proposed: to construct peasant household microfinance mechanism based on relationship lending;to design credit products with peasant household as center to realize intertemporal smoothing;to push group lending to decrease the microfinance risk;to accelerate interest rate marketization reform and strength... |
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| Keywords: | relationship lending peasant household microfinance rural finance |
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