Affiliation: | 1. International Bachelor Degree Program in Finance, National Pingtung University Science and Technology, Neipu Hsiang, Pingtung, Taiwan;2. Department of Risk Management and Insurance, National Chengchi University, Taipei, Taiwan;3. Risk and Insurance Research Center, National Chengchi University, Taipei, Taiwan;4. Department of Applied Mathematics, I‐Shou University, Kaohsiung County, Taiwan |