银行国际化中的战略选择与行为路径

科学的战略制定、合理的战略实施以及正确的发展路径选择,是银行国际化决策必须高度重视的3大核心要点。银行国际化存在4种战略选择:稳定型战略、增长型战略、紧缩型战略和混合型战略,这些战略拥有各自不同的主要特征、优势劣势和实施条件。而且,不同的战略实施阶段,其实施内容和对银行的影响也存在重要差异。本文归纳了银行国际化的5种行为路径,并考察了世界上最大的数十家银行近20年间国际化历程,发现所归纳的路径类型的确存在。

Strategies Choice and Paths Evolution of Bank Internationalization

Scientific strategy establishment,proper strategy performance and correct paths choice are three gist of decision-making for bank internationalization.This paper sums up the four strategy choices including stability strategy,growth strategy,retrenchment strategy and mixing strategy,which main characteristics,predominance,shortcomings,performing conditions and phrases are analyzed.Mean- while,this paper also supplies five types of path evolvement of bank internationalization,and explores their path tracks an...