| 中小企业集合年金计划研究 |
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| 引用本文： | 刘昌平,徐裕人.中小企业集合年金计划研究[J].社会保障研究,2011(4):37-42. |
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| 作者姓名： | 刘昌平 徐裕人 |
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| 作者单位： | 武汉大学社会保障研究中心,湖北武汉,430072 |
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| 基金项目： | 2010年教育部人文社会科学重点研究基地重大项目《城乡社会养老保险转续机制研究》(10JJD630010)的研究成果 |
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| 摘 要： | 中国企业年金市场已初具规模,但中小企业的计划参与率仍很低。为扩大中小企业年金计划覆盖面,发达国家和地区大多建立起了集合年金计划。中小企业建立集合年金计划可以获得多方面优势,是我国中小企业的现实选择。当前我国金融机构通过不同的运营合作模式开始探索建立起各类集合年金计划,然而受中小企业自身特性的局限和我国企业年金体制中现存问题的制约,当前我国迫切需要进一步建立和完善中小企业集合年金计划。
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| 关 键 词： | 企业年金 集合年金计划 中小企业 行业年金计划 集成信托计划 |
Research On the Collective Pension Plans of Small and Medium Size Enterprises |
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| LIU Changping XU Yuren.Research On the Collective Pension Plans of Small and Medium Size Enterprises[J].Social Security Studies,2011(4):37-42. |
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| Authors: | LIU Changping XU Yuren |
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| Institution: | LIU Changping XU Yuren |
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| Abstract: | Occupational pension market has begun to take shape in China,but small and medium size enterprises(SMEs) shares little fraction of the market.In fact,some foreign countries and regions have established collective pension funds(CPF) to solve the similar problem.SMEs can obtain many advantages in establishing CPF,and it's a realistic choice for SEMs.Consequently,Some Chinese financial institutions have designed a variety of CPF products for SEMs via different operating modes now.However,due to the limitation ... |
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| Keywords: | occupational pension collective pension funds small and medium size enterprises industry funds master funds |
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