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新型农村金融机构的区域分布特点
引用本文:曲小刚,罗剑朝.新型农村金融机构的区域分布特点[J].河南金融管理干部学院学报,2013(3):67-70.
作者姓名:曲小刚  罗剑朝
作者单位:1. 中国传媒大学,北京,100024
2. 西北农林科技大学,陕西杨凌,712100
基金项目:教育部2011年度"长江学者和创新团队发展计划"创新团队项目,国家自然科学基金面上项目,2010年度高等学校博士学科点专项科研基金课题
摘    要:新型农村金融机构和村镇银行分布偏向东部地区,而农村资金互助社则多分布在西部地区。农村金融机构分布的不平衡不利于改善中西部地区和欠发达县域和乡镇的农村金融服务。通过分析新型农村金融机构和商业性小额贷款公司在国内的分布特点,得出影响它们区域分布的主要因素,并提出促进新型农村金融机构区域分布合理化的政策建议。

关 键 词:新型农村金融机构  区域分布  特点

Characteristics of Regional Distribution of New Rural Financial Institutions
QU Xiaogang , LUO Jianchao.Characteristics of Regional Distribution of New Rural Financial Institutions[J].Journal of Henan College of Financial Management Cadres,2013(3):67-70.
Authors:QU Xiaogang  LUO Jianchao
Institution:1. Communication University of China, Beijing 100024, China ; 2. Northwest A & F University, Yangling, Shaanxi 712100, China )
Abstract:The new rural financial institutions and rural banks tend to be distributed in the east China, and rural credit union funds are distributed in the west China. The imbalanced distribution of rural financial institutions is not conducive to the improvement of financial services in underdeveloped counties and townships in the central and western China. By analyzing the distribution characteristics of new rural financial institutions and commercial mierofinance companies in China, the paper draws a conclusion of the main factors affecting the regional distribution, and policy recommendations are made for how to promote a rational distribution of new rural financial institutions in China.
Keywords:new rural financial institutions  commercial mierofinanee company  credit union funds  rural bank  regional distribution
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