中小企业如何消化融资危机（一）—— 中小商业银行增加小企业信贷规模缓解小企业融资难

相比于融资渠道众多的大企业,中小企业受自身实力的影响,对融资的需求更为普遍。以玩具制造业为例,以前,中小企业只要获得订单,就可以到银行申请贷款,以弥补流动资金的不足。但今年以来,受美国次贷危机的影响,国内的各大银行开始收紧信贷业务,这无疑等于斩断了中小企业的资金链。如何解决中小企业融资瓶颈问题,已成为关乎中小企业生死存亡的命脉。

Most small and middle commercial banks increase credit businesses for small enterprises to solve the problem of financing

Compared to most large enterprises t is more popular for small and middle enterprises to demand financing for impact of their own strength.. Toys manufacturing s a good example. Previously, small and middle enterprises could apply for loans from banks to compensate for the lack of liquidity just only with orders. However, because of the crisis of the loan-to- the United, the major domestic banks begin to tighten credit business. It is undoubtedly equivalent to cut off the chain of funds for small and middle enterprises. So how to solve the problem of financing has become the key for small and middle enterprises.