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小额贷款公司的可持续发展——以浙江省小额贷款公司运行现状为分析视角
引用本文:林恩伟,项奇.小额贷款公司的可持续发展——以浙江省小额贷款公司运行现状为分析视角[J].上海市经济管理干部学院学报,2010,8(4):36-40.
作者姓名:林恩伟  项奇
作者单位:1. 宁波大学,浙江,315211
2. 杭州市萧山区人民检察院,浙江,310000
基金项目:宁波大学第八届学生科研创新计划(SRIP)一般科研项目资助 
摘    要:作为民间融资的一种新途径,小额贷款公司试点工作得以在全国范围内迅速推进,充分体现了其构成良性资本融资市场发展所必须的制度价值。优化小额贷款公司的制度环境,克服前制度供给中的若干缺陷,从外部制度和内部环境两方面入手,配之与密切相关的保险、担保及征信系统等配套制度的相应变革,可望实现小额贷款公司的可持续发展。

关 键 词:小额贷款公司  制度价值  制度环境  持续发展

The Sustainable Development of Microcredit Company
LIN En-wei,XIANG Qi.The Sustainable Development of Microcredit Company[J].Journal of Shanghai Economic Management College,2010,8(4):36-40.
Authors:LIN En-wei  XIANG Qi
Institution:1. Ningbo University; Zhejiang 315211; 2. Hangzhou Xiaoshan People's Procuratorate, Zhejiang 310000)
Abstract:Microcredit Company pilot project is promoted rapidly in the nationwide. This phenomenon shows that Microcredit Company, as a new kind of non-governmental financing, becomes an indispensable product of the system in the development of benign capital financing market. Optimize the institutional environment of Microcredit Company, overcome some defects in the supply of current system, and promote the reform of insurance, credit system and the supporting system etc, so we can realize the sustainable development of Mierocredit Company.
Keywords:microcredit company  system value  institutional environment  sustainable development
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