| 住房按揭贷款风险分析及防范 |
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| 引用本文： | 王蕾,杨和礼. 住房按揭贷款风险分析及防范[J]. 建筑管理现代化, 2004, 0(5): 18-21 |
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| 作者姓名： | 王蕾 杨和礼 |
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| 作者单位： | 武汉大学,土木建筑工程学院,湖北,武汉,430072 |
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| 摘 要： | 住房按揭贷款自开办以来，已初具规模。在实际运作中其风险仍无处不在，尤其是在“安全性”上存在着政策、市场、银行、抵押物等风险。要实现住房贷款的可持续发展，必须进行风险防范。章在分析当前住房按揭贷款风险的基础上，提出了几点防范措施。
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| 关 键 词： | 住房按揭贷款 风险分析 银行 住房贷款 可持续发展 市场 风险防范 抵押物 基础 防范措施 |
| 文章编号： | 1001-019X(2004)05-0018-04 |
| 修稿时间： | 2004-06-18 |
Risk Analyses of Housing Mortgage Loan and the Corresponding Precaution Measures |
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| WANG Lei,YANG He-li. Risk Analyses of Housing Mortgage Loan and the Corresponding Precaution Measures[J]. Construction Management Modernization, 2004, 0(5): 18-21 |
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| Authors: | WANG Lei YANG He-li |
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| Abstract: | The housing mortgage loan has already been on some scale since it appeared. But in the process of the real conduction, the risk of it is still ubiquitous, especially on security caused by policy, market, bank, mortgage and so on. Precautions against these risks must be taken in order to realize the sustainable development of the housing loan. Some risk precaution measures are put forward in this paper on the basis of the risk analyses of housing mortgage loan at present. |
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| Keywords: | commercial housing individual credit housing mortgage loan risk analysis risk precaution risk elusion |
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