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全面开放对中国寿险产业组织的影响
引用本文:邵全权.全面开放对中国寿险产业组织的影响[J].广东金融学院学报,2009,24(1):89-97.
作者姓名:邵全权
作者单位:南开大学,经济学院,天津,300071
基金项目:南开大学人文社会科学校内文科青年项目 
摘    要:在全面开放的背景下,中国寿险业的产业组织面临重构.寿险公司占有市场份额与其竞争努力程度负相关.国有背景的寿险公司及中资寿险公司具有一定的行为优势.较高的集中度代表较强的市场势力,必将导致较高绩效;市场竞争行为越激烈时,绩效越会因竞争消磨而表现欠佳.市场结构的改变可能会对不同的竞争行为模式产生差异化结果.应对全面开放,需从寿险公司、保险行业以及保险监管部门几方面进行改革.

关 键 词:全面开放  寿险产业组织  超效率DEA

The Effects of Comprehensive Opening to Industrial Organization of Chinese life Insurance Industry
Shao Quanquan.The Effects of Comprehensive Opening to Industrial Organization of Chinese life Insurance Industry[J].Journal of Guangdong University of Finance,2009,24(1):89-97.
Authors:Shao Quanquan
Institution:Nan Kai University;Tianjin 300071;China
Abstract:Under the background of comprehensive opening,the industrial organization of Chinese life insurance industry is confronted with reconstruction.The more market share the life insurance company holds,the fewer efforts it makes to compete.The state-owned and Chinese capital life insurance companies have acts of advantage over other kinds of insurance companies.The higher concentration ratio represents the stronger market power,and it will certainly bring about higher performances.The more intense the market co...
Keywords:comprehensive opening  life insurance industrial organization  super efficiency DEA  
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