农村信贷联络员研究：一个新制度经济学的分析框架

在当前我国农村金融市场存在严重信息不对称的背景下，农村金融机构探索出了农村信贷联络员制度。该制度搭建了农户与农村金融机构的桥梁，较好的解决了农村金融市场供给与需求的信息矛盾。如何从经济学理论上解释农村信贷联络员制度的起源和发展，是农村金融服务制度研究的一个新视角。本文试图从新制度经济学视角构建一个理论分析框架，深入剖析贵州省农村信贷联络员制度的起源和发展，为推广该制度提供理论基础。

Study on Rural Credit Co-ordinators:A Theoretical Analysis Framework from New Institutional Economics

For the information asymmetry of the domestic rural financial markets,the local banks establish new system of credit co-coordinators.This system becomes a bridge between farmers and banks,and helps to solve the information asymmetry between supplies and requirements.It is a new way of rural financial service system study to analyze the origin and development of credit co-coordinators system based on economic theories.This article attempts to study on the origin and development of rural credit co-coordinator...