中国互联网金融现状及风险研究

互联网金融在中国发展的如火如荼,扩大了金融服务的边界和市场。但是互联网金融业有相应的信用风险、市场选择风险、技术风险和法律风险,这些风险都加大了金融市场不稳定的可能性。故互联网金融企业应加强安全体系、风险控制体系建设,政府加大立法力度,共同防范互联网金融风险。

China network finance present situation and risk research

The Internet Financial developing in full swing in China, expanding the boundaries of financial services and markets. But the Internet Financial has financial sector credit risks, market selection risks, technology risks and legal risks, these risks are increasing the likelihood of financial market instability. Therefore, enterprises should strengthen the security of Internet banking system, risk control system, the government has increased legislative efforts to jointly prevent Internet financial risks.