新生代农民工金融服务需求亟待关注

2010年中央＂1号文件＂首次提出＂新生代农民工＂概念。据有关资料显示：全国新生代农民工已达1亿,占全部农民工的60%。陕西省渭南市是经济、金融欠发达地区,外出务工已成为农民增收的主要手段,每年有近100万人外出务工,其中绝大多数为新生代农民工。据对全市1000名新生代农民工问卷调查情况反映,由于生活环境、文化层次、消费理念等差异,新生代农民工的金融需求与其父辈相比发生了根本性的变化,同时,新生代农民工的特点决定其获得金融服务的难度也在加大,本文对此进行了分析并提出相关建议。

Financial Services Requirements from New Generation of Peasant Workers Deserve Attention

The concept of 'Peasant Workers' was first proposed by the State Council Document -1.Related data show that the number of Peasant Workers in China has amounted to 100 million,accounting for 60% of all peasants.Going out of the countryside has become a key means of increasing income for peasants in the underdeveloped regions such as Weinan City.There are nearly 1 million people going out of the countryside each year in Weinan,among which the vast majority are new generation of peasant workers.According to th...