Impact of formalisation of property rights in informal settlements: Evidence from Dar es Salaam city |
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Authors: | Ali Parsa Fahad Nakendo William J. McCluskey Mark W. Page |
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Affiliation: | 1. School of the Built Environment, University of Salford, Maxwell Building, Greater Manchester M5 4WT, UK;2. Regeneration and Neighbourhoods Directorate, Southwark Council, 160 Tooley Street, London SE1 2TZ, UK;3. Built Environment Research Institute, University of Ulster, Shore Road, Jordanstown, Co. Antrim BT37 0QB, N. Ireland, UK;4. Mark Page Associates, 15 Toronto Place, Leeds LS7 4LJ, West Yorkshire, UK |
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Abstract: | This paper aims to study the responsiveness of the informal property market and management systems towards the introduction of land registration for informal settlements in Tanzania. City governments are increasingly recognising the need to strengthen legal rights for the urban poor as a means to bring them more effectively into the urban economy and ensure better provision of water, sanitation and other primary services. The research focuses on Tanzania and in particular two case studies within Dar es Salaam. The findings of the work suggest that the introduction of residential licenses whilst potentially assisting in creating legal certainty has not resulted in the financial sector accepting them as full security against loans. Accessing credit by the poor however has not yet been fully realised resulting in some further hurdles for the financial sector to overcome. Finally, and of some significance is the registration of property in the informal settlements has provided the opportunity of formal property transactions within these settlements. |
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Keywords: | Property rights Tenure Poverty Institutions Finance |
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