城市商业银行资本补充途径考察和战略选择

随着资本监管要求日益严格、进行业务扩张、参与国内外竞争以及提高公司治理水平的需要，城市商业银行普遍面临着资本补充的压力。利润转增、发展中间业务、上市等是商业银行资本补充的主要方式和途径，但是城商行却面临许多约束性条件。徽商银行、北京银行、齐鲁银行资本补充的成功实践给我们带来了更多启示。因此，综合考量各种内外部因素，探索最适合自身状况的补充渠道才是城市商业银行资本补充的战略选择。

The Means Investigation and Strategic Choice about the Capital Complement of the City Commercial Bank

With the increasingly stringent capital regulatory requirements,business expansion,competition at home and abroad and the need to improve corporate governance,the city commercial banks are generally facing the added pressure of capital complement.For commercial banks,Profit transition,the development of intermediary business,listing are the main modes and means to capital complement,but city commercial banks face a number of binding conditions.The successful practice of capital complement such as Huishang B...