| P2B平台的运营模式与风险控制研究 |
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| 引用本文： | 衷凤英. P2B平台的运营模式与风险控制研究[J]. 北京财贸职业学院学报, 2017, 33(2). DOI: 10.3969/j.issn.1974-2923.2017.02.007 |
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| 作者姓名： | 衷凤英 |
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| 作者单位： | 泉州经贸职业技术学院,福建泉州,362000 |
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| 基金项目： | 2016年福建省中青年教师教育科研项目"物联网在安溪茶农业方面的研究"(项目 |
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| 摘 要： | P2B网贷由P2P衍生创新而来,它有安全性高、收益稳定的优点,但是也存在不少风险.我国P2B网贷存在着信用风险、网络安全风险、担保风险、政策法律风险和监管风险.针对以上风险,提出了P2B网贷的风险控制措施,主要从P2B网络平台方面、行业组织方面、政府方面来控制风险.
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| 关 键 词： | 小微企业 P2B网络借贷 P2B网贷融资风险 风险控制措施 |
A Study on the Operation Mode and Risk Control of P2B Platform |
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| ZHONG Feng-ying. A Study on the Operation Mode and Risk Control of P2B Platform[J]. Journal of Beijing Institute of Finance and Commerce Management, 2017, 33(2). DOI: 10.3969/j.issn.1974-2923.2017.02.007 |
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| Authors: | ZHONG Feng-ying |
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| Abstract: | P2B derived from P2P.It has the advantages of high security and steady profit,but also risks.The risks of P2B network loan in China include credit risk,network security risk,guarantee risk,policy and legal risks and regulatory risk.For the above risks,this article proposed the risk control measures of P2B net loan,via P2B network platform,industry organizations government. |
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| Keywords: | Small and Micro Enterprises P2B Network Loan P2B Financing Risk Risk Control Measures |
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