| 中国金融业改革对双重信贷配给影响的实证检验 |
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| 引用本文： | 朱秀丽,钱友文. 中国金融业改革对双重信贷配给影响的实证检验[J]. 上海金融, 2011, 0(12) |
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| 作者姓名： | 朱秀丽 钱友文 |
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| 作者单位： | 南京财经大学会计学院,江苏南京,210046 |
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| 基金项目： | 江苏省高校哲学社会科学基金项目“地方政府治理、盈余质量和信贷资源配置”(项目批准号:2011SJD630055) |
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| 摘 要： | 双重信贷配给，指我国信贷市场对国有企业的信贷偏向（非均衡信贷配给，McKinnon，1973）和基于信息不对称原因造成的信贷配给（均衡信贷配给，Stiglitz和Weiss，1981）。本文采用深市A股上市公司2001—2009年的数据，检验了国有商业银行改革对双重信贷配给的影响，结果发现，随着利率市场化和国有银行改革的深入，民营上市公司遭遇非均衡信贷配给的程度减轻，而与信息透明度有关的均衡信贷配给的现象增强。
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| 关 键 词： | 双重信贷配给 国有商业银行改革 国有控股上市公司 民营控股上市公司 |
An Empirical Test of the Influence of China's Financial Sector Reform on Dual Credit Rationing |
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| Zhu Xiuli/ Qian Youwen. An Empirical Test of the Influence of China's Financial Sector Reform on Dual Credit Rationing[J]. Shanghai Finance, 2011, 0(12) |
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| Authors: | Zhu Xiuli/ Qian Youwen |
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| Affiliation: | Zhu Xiuli/ Qian Youwen |
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| Abstract: | Dual credit allocation refers to the non-equilibrium credit rationing due to discrimination(McKinnon,1973) and equilibrium credit rationing due to information asymmetry(Stiglitz and Weiss,1981).Based on the data of listed companies from Shenzhen Stock Exchange during 2001-2009,this paper investigates the influence of reform of state-owned commercial banks on dual credit allocation.The results show that with the deepening of liberalization of interest rate and reform of state-owned commercial banks,credit di... |
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| Keywords: | Dual Credit Allocation Reform of State-owned Commercial Banks State-owned Listed Companies Non State-owned Listed Companies |
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