美国金融监管改革方案及其对我国的启示

全球金融危机的爆发,暴露出美国旧的金融监管体制漏洞百出。由此,2009年6月奥巴马政府出台了美国自上世纪30年代以来规模最大的金融改革方案。该方案不仅对于美国,而且对国际金融监管体系将产生重大影响,其中一些建议和措施尤其值得理论界关注和思考。本文追溯了美国金融监管体制改革的历史变迁,考察了美国现有金融监管体制的特点和缺陷,并结合此次金融监管改革方案的内容,深入分析其特征及存疑之处,并得出对完善我国金融监管体制的若干启示。

The America's Financial Regulatory Reform Program and Its Implications for China

The outbreak of the global financial crisis,exposing the financial regulatory system of the United States is full of loopholes.As a result,the U.S.government introduced the largest financial reform program since 1930s in June 2009.The program not only for the United States,but also to the international financial regulatory system will have a major impact,some of suggestions and measures are particularly worthy of attention and think.This article traces the history of the U.S.financial regulatory system to find out the changes,examines the characteristics and shortcomings of the current U.S.financial regulatory system,combined with the content of the financial regulatory reform program,analyze their characteristics and doubt,Find out the some enlightenment for China's financial regulatory system