企业赊销与信用管理

信用交易(即赊销)是市场发展的产物,但是信用风险和信用管理对企业的发展影响极大,甚至对企业的生存直接造成威胁.文章介绍了企业信用管理体系的要素,阐述了建立信用管理制度和设立信用管理部门的具体方法,以及信用管理体系的运作方式,并通过实例建立了客户信用评定模型.

Account Sale and Credit Management of Enterprises

Margin transaction (account sale) is the result of market development.However,credit risks and credit management exert a significant effect on the development of an enterprise,which can even directly threaten the survival of an enterprise.This paper introduced the elements of enterprise credit management system,and illustrated the ways of constituting credit management institution and establishing credit management sectors,as well as the operating manners of credit management system,and set up customers credit evaluation mode through practical instances.