完善防范信用风险立法构建和谐金融生态环境

完善防范信用风险立法主要从二个方面着手,首先加大以法律为中心的信用制度体系建设力度,积极健全个人信用风险防范机制,从制度层面上构建信用制度体系;其次,完善部门立法,构建和谐金融.法制环境建设的首要任务是,加快加强金融立法、健全和完善法律体系并强调在完善立法的过程中要充分重视法律的可操作性.对原来的法律进行修订,如《公司法》、《担保法》、《破产法》.积极制定防范信用风险所需的法律,如《执行强制法》,填补相关的法律空白.

Consummation of Legislation to Guard against Credit Risk,And Construction of Harmonious Financial Ecological Environment

The paper mainly discusses how to consummate the legislation to guard against credit risk from two aspects. First, enlarge the construction force of credit system which takes the law as the center, and positively strengthen the individual credit risk guard mechanism. The social credit system simultaneously constitutes the credit system from the system level. Secondly, perfect department legislation, and construct the harmonious finance. The most important task of legal environment construction is to speed up and strengthen the financial legislation, improve and perfect legal system, and emphasize paying attention to the serviceability of the law in the process of consummating the legislation. Revise the original laws, such as Company Law, Guarantee Law, and Bankruptcy law, and positively formulate the law to guard credit risk, such as Enforcement Act, in order to fill the related legal blank.