加快推进商业银行经营战略转型的对策思考

金融全球化的浪潮给商业银行带来了如下变化：生存和发展空间受到直接影响，赖以生存的土壤在逐渐消失，竞争环境发生了根本性的转变，经营机制和激励机制得到改变。商业银行要适应经济金融全球化、金融市场结构多元化和银行服务综合化的发展趋势，就要确立以价值为中心的经营理念，从传统的银行业务向现代银行业务转型，专注本行的核心业务和市场，围绕提高核心市场实现业务多元化发展战略，发展中间业务，提高经营效益，加快战略创新，大力推进区域发展战略，加快科技创新，创建具有国际先进水平的金融服务信息平台，加大对人力资源培养的力度，造就一批复合型人才。

Thinking over the Countermeasures for Quickening and Promoting Commercial Bank Operation Strategy Transformation

Economy and finance globalization tendency has brought about such changes to commercial banks as： survival and development space directly influenced; reliable land losing; competition environment fundamentally changed; operation mechanism and incentive mechanism alternated. It＇ s the responsibility of the commercial banks to establish value-centered operation ideas, transforming from traditional dealings to modem banking transactions, focusing on the core business to realize diversified transaction development strategy , developing intermediary services, improving operation benefits, quickening strategy innovation, pushing regional development strategy, quickening scientific innovation, creating financial information service platform at an international level, taking great efforts in fostering human resource so as to have quantities of compound talents.